速读测试:令人上瘾的动感单车健身俱乐部
当健身俱乐部都面临经营困境时,动感单车健身俱乐部SoulCycle却风靡全美。据《福布斯》报道,它的会员忠诚度超高,很多人达到上瘾的程度。和单调昏暗的传统健身俱乐部不同,SoulCycle的一切看上去都精致漂亮,富有吸引力。该俱乐部的卖点不仅在于为人们提供健身场所,更在于通过良好的气氛为顾客创造积极心情。
测试中可能遇到的词汇和知识:IPOprospectusmeditativegratify首次公开募股内容介绍冥想的使满意affinity密切关系SoulCycle:reinventingthewheel(261words)------------------------------------------------------Wouldyoupay$34torideastationarybikeagainstabackdropofthrobbingdancemusicinaroomfullofcandlesfor40minutes(andthatisbeforepayingtorentthecustomisedcyclingshoes)?ThatisabasicdescriptionofSoulCycle,theexercisephenomenonthathasgrippedtheManhattanjetset.SoulCyclefileditsIPOprospectusonThursdayrevealingabusinessthatgenerated$112mofrevenuein2014.
Butthat$34doesnotjustburnafewhundredcalories—itcomeswithanemotionaltherapysession,whichmayjustbeabargain(andiscertainlyfarcheaperthanlyingonapsychiatrist’ssofaforanhour).Thepitchtheexercisestudiochainmakesisthatitisbringing“soultothepeople”withinstructorswho“guideridersthroughaninspirational,meditativefitnessexperience”.
Providingsuchanexperiencehappenstobefinanciallygratifyingtoo.SoulCycleboastsoperatingmarginsof35percent.Notunlikefinancialservices,itseemstalentmattersasridersdevelopanaffinityforparticularinstructors.Andstaffcostsareitssinglelargestexpense,
资料来源:育明考研考博官网www.yumingedu.comrunningatWallStreet-like45percentofclassrevenue.
Asitturnsout,thepsychicbenefitsofexercisearenotjustforthewell-heeled.Adiscountgymchain,PlanetFitness,issoontopriceitsownIPO.Itemphasisesa“judgment-freezone”without“gymtimidation”.Aprosperingworlddemandsphysicalandemotionalwellbeing.Cleverentrepreneurshavefiguredouttheycanbeofferedinthesamevenue—atahealthyprofit.
HowmuchrevenuedidtheSoulCyclegeneratein2014?
$112bn$12m$112m$11bn
WhichofthefollowingisnotmentionedasofferedbySoulCycle?
EnergydrinksStationarybikesCandles
Backgroundmusic
WhichofthefollowingisSoulCycle’ssinglelargestexpense?
FacilitymaintenanceElectricpowerStaffcostsPropagandacosts
资料来源:育明考研考博官网www.yumingedu.comWhichofthefollowingcompaniesismentionedtobesoontopriceitsownIPO?
24HourFitnessCaliforniaFitnessLAFitnessPlanetFitness
令人上瘾的动感单车健身俱乐部解析
C文章第一段提到SoulCycle在2014年的收入是$112m。
A文章第一段提到在SoulCycle运动时顾客可在点满蜡烛的室内伴着富有节奏感的背景音乐蹬脚踏车,全文没有指出该健身房提供运动饮料。C文章第三段提到SoulCycle最大的支出是人事费用。D文章最后一段提到PlanetFitness即将进行首次公开募股。
对外经济贸易大学2016年全国硕士研究生统一入学考试
翻译硕士
351英语翻译基础[冲刺模拟一
Part1TerminologyandPhraseTranslation(30%)
Sectionone:TranslatethefollowingtermsintoChinese.WriteyouranswersontheANSWERSHEET.(10point).
1.2.
Phonemiccontrastcomplementarydistribution
6.7.
AssimilationDissimilation
资料来源:育明考研考博官网www.yumingedu.com3.4.5.
Back-formationBoundmorphemeAmbiguity
8.9.10.
SemanticdisambiguationParaphraseAdaptation
SectionTwo:TranslatethefollowingtermsintoEnglish.WriteyouranswersontheANSWERSHEET.(10points).
1.2.3.4.5.
申报财产公开财产公开收入气候融资观察员国
6.7.8.9.10.
停火协议
党要管党、从严治党提案制赢得连任和平发展
SectionThree:GivefullformsofthefollowingacronymsandtranslatethemintoChinese.WriteyouranswersontheANSWERSHEET.(10points)
1.2.3.4.5.
APECIOCISOOPECWTO
6.7.8.9.10.
NASAASEANSCOIAEAIMF
资料来源:育明考研考博官网www.yumingedu.comPartIIPassageTranslation(120%)
SectionOne:TranslatethefollowingpassageintoChinese.WriteyouranswersontheANSWERSHEET.(60points)
WashingtonMutualBank,knownalsoasWaMu,roseouttheashesofthegreatSeattlefiretomakeitsfirsthomeloanin10.By2004,WaMuhadbecomeoneofthenation’slargestfinancialinstitutionsandaleadingmortgagelender.Itsdemisejustfouryearslaterprovidesacasehistorythattracesnotonlytheriseofhighrisklendinginthemortgagefield,butalsohowthosehighriskmortgagesledtothefailureofaleadingbankandcontributedtothefinancialcrisisof2008.
Formanyyears,WaMuwasamid-sizedthrift,specializinginhomemortgages.Inthe1990s,WaMuinitiatedaperiodofgrowthandacquisition,expandinguntilitbecamethenation’slargestthriftandsixthlargestbank,with$300billioninassets,$188billionindeposits,2,300branchesin15states,andover43,000employees.In2003,itslongtimeCEO,KerryKillinger,saidhewantedtodoforthelendingindustrywhatWal-Martandothersdidfortheirindustries,bycateringtomiddleandlowerincomeAmericansandhelpingthelesswelloffbuyhomes.Soonafter,WaMuembarkedonastrategyofhighrisklending.By2006,itshighriskloansbegan
incurringrecordratesofdelinquencyanddefault,anditssecuritizationssawratingsdowngradesandlosses.In2007,thebankitselfbeganincurringlosses.Its
shareholderslostconfidence,anddepositorsbeganwithdrawingfunds,eventuallycausingaliquiditycrisis.OnSeptember25,2008,119yearstothedayofitsfounding,WaMuwasseizedbyitsregulator,theOfficeofThriftSupervision(OTS),andsoldtoJPMorganChasefor$1.9billion.Hadthesalenotgonethrough,WaMu’sfailuremighthaveexhaustedthe$45billionDepositInsuranceFund.WashingtonMutualisthelargestbankfailureinU.S.history.
Thiscasestudyexamineshowonebank’sstrategyforgrowthandprofitledtotheoriginationandsecuritizationofhundredsofbillionsofdollarsinpoorquality
mortgagesthatunderminedtheU.S.financialsystem.WaMuhadhelditselfoutasaprudentlender,butinreality,thebankturnedincreasinglytohigherriskloans.Itsfixedratemortgageoriginationsfellfrom%ofitsloanoriginationsin2003,to25%in2006,whilesubprime,OptionARM,andhomeequityoriginationsjumpedfrom19%oftheoriginationsto55%.Usingprimarilyloansfromitssubprimelender,LongBeachMortgageCorporation,WaMu’ssubprimesecuritizationsgrewsixfold,increasingfromabout$4.5billionin2003,to$29billioninsecuritizationsin2006.From2000to2007,WaMuandLongBeachtogethersecuritizedatleast$77billioninsubprimeloans.WaMualsoincreaseditsoriginationofOptionARMs,itsflagshipproduct,whichfrom2003to2007,representedasmuchashalfofallofWaMu’sloanoriginations.In2006alone,WashingtonMutualoriginatedmorethan$42.6billioninOptionARMloansandsoldorsecuritizedatleast$115billion,includingsalestotheFederalNationalMortgageAssociation(FannieMae)andFederalHomeLoanMortgageCorporation(FreddieMac).Inaddition,WaMudramaticallyincreaseditsoriginationand
securitizationofhomeequityloanproducts.By2007,homeequityloansmadeup$63.5billionor27%ofitshomeloanportfolio,a130%increasefrom2003.
资料来源:育明考研考博官网www.yumingedu.comAtthesametimethatWaMuwasimplementingitsHighRiskLendingStrategy,WaMuandLongBeachengagedinahostofshoddylendingpracticesthatcontributedtoamortgagetimebomb.Thosepracticesincludedqualifyinghighriskborrowersforlargerloansthantheycouldafford;steeringborrowerstohigherriskloans;acceptingloanapplicationswithoutverifyingtheborrower’sincome;usingloanswithteaserratesthatcouldleadtopaymentshockwhenhigherinterestratestookeffectlateron;promotingnegativelyamortizingloansinwhichmanyborrowersincreasedratherthanpaiddowntheirdebt;andauthorizingloanswithmultiplelayersofrisk.Inaddition,WaMuandLongBeachfailedtoenforcecompliancewiththeirlendingstandards;allowedexcessiveloanerrorandexceptionrates;exercisedweakoversightoverthethirdpartymortgagebrokerswhosuppliedhalformoreoftheirloans;andtoleratedtheissuanceofloanswithfraudulentorerroneousborrowerinformation.Theyalsodesignedcompensationincentivesthatrewardedloanpersonnelforissuingalargevolumeofhigherriskloans,valuingspeedandvolumeoverloanquality.(WALLSTREETANDTHEFINANCIALCRISIS:AnatomyofaFinancialCollapse)
SectionTwo:TranslatethefollowingpassageintoEnglish.WriteyouranswersontheANSWERSHEET.(60points)
“初次分配改革是缩小收入差距的关键。”吴敬琏说,分配改革不能止于抑富扶贫的零散措施,而应是一整套完善经济和社会的系统努力,它至少包括:第一,改变粗放经济发展模式,转而依靠知识、技术创新和劳动效率。这样,劳动者的收入水涨船高,促进消费,扩大内需,形成良性循环。第二,依法行政,取缔不合理的行政许可和行政审批,铲除寻租的制度基础。第三,下决心破除特权既得利益和传统意识形态的阻碍,继续推进国有经济的改革,把被少数人和少数企业占用的社会资源从垄断部门的行政垄断下出来,通过企业之间的平等竞争实现有效配置,为社会大众创造财富。第四,完善财税,为社会低成本地提供公共物品和实现公共服务的均等化。第五,建立能够持续运转的社会保障体系,为全民提供基本的医疗、养老等保障。
育明教育针对冲刺押题班学员、1对1学员、集训保分班学员另有6套密卷,欢迎咨询。第
六,改善教育体系,使每一个要求上进的公民都有通过学习提高自己的知识和能力的机会。
中国经济改革研究会副会长陈剑持类似观点。他说,收入分配问题是一个综合性问题,单兵突击式的改革已难以为继,需要全面改革方能保障和改善民生。需要深化行政、财税、社会保障、就业、教育、医疗卫生、国企、户籍等制度改革,需要推进区域之间协调发展和城乡一体化发展,只有通过采取综合措施,收入分配制度改革才会起到实效。特别是要深化政治改革,加强对权力的制约,打击,才能从根本上缓
资料来源:育明考研考博官网www.yumingedu.com解收入分配不公问题。(《经济参考报》2012年12月10日文章《经济工作会议前瞻:明年收入分配改革或提速》)
351英语翻译基础[冲刺模拟一参
第一部分术语翻译(共30分)
第一节:术语英译汉(10分)1.2.3.4.5.
音位对立互补分布逆构词法粘着语素歧义
6.7.8.9.10.
同化异化语义消歧释译归译
资料来源:育明考研考博官网www.yumingedu.com第二节:术语汉译英(10分)1.2.3.4.5.
ToreportassetsDiscloseassetsDiscloseincomeClimatefinancingNon-memberobserverstate
6.7.8.9.10.
Cease/truce-fireagreement
thePartysupervisesitsownconductandenforcesstrictdisciplineMotionsystemTowinre-electionPeacefuldevelopment
第三节:缩略语全称及汉译英(10分)
Asia-PacificEconomicCooperation1.
亚太经贸合作组织(亚太经合组织)InternationalOlympicCommittee国际奥林匹克委员会(国际奥委会)InternationalOrganizationforStandardization国际标准化组织
OrganizationofPetroleumExportingCountries
石油输出国组织(欧佩克)WorldTradeOrganization世界贸易组织(世贸组织)
10.7.6.
NationalAeronauticsandSpaceAdministration
美国国家航空和航天管理局
AssociationofSoutheastAsianNations东南亚国家联盟(东盟)
ShanghaiCooperationOrganization8.
上海合作组织(上合组织)InternationalAtomicEnergyAgency9.
国际原子能机构
InternationalMonetaryFund国际货币基金组织
2.
3.
4.
5.
第二部分篇章翻译(共120分)
资料来源:育明考研考博官网www.yumingedu.com第一节:篇章英译汉(60分)(略)第一节:篇章英译汉(60分)(略)
资料来源:育明考研考博官网www.yumingedu.com
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